How Fintech Innovation is Reshaping Financial Services — and Why Legal Frameworks Matter
The financial world has undergone a massive transformation in the past decade, with fintech—financial technology—emerging as the key driver of innovation. This revolution is not merely technological; it is fundamentally reshaping how people save, invest, transact, and borrow. The rise of mobile payments, blockchain, AI-driven banking, and peer-to-peer lending has democratized access to finance and…